Terms of Service

Agreement to Terms

By accessing and using Build Better Tomorrow ("the Site"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.

Intellectual Property Rights

Unless otherwise stated, Build Better Tomorrow and/or its licensors own the intellectual property rights for all material on this Site. All intellectual property rights are reserved.

You may:

• View pages from this Site for your own personal use
• Print or download pages for your own personal, non-commercial use
• Share links to our content on social media or other platforms

You may not:

• Republish material from this Site without proper attribution
• Sell, rent, or sub-license material from this Site
• Reproduce, duplicate, or copy material for commercial purposes
• Edit or otherwise modify any material on this Site
• Redistribute content from this Site without express written permission

Educational Content Disclaimer

Important: The content on Build Better Tomorrow is provided for educational and informational purposes only. It is not intended to be, and should not be construed as, financial, investment, tax, or legal advice.

Our articles, guides, and resources are meant to help you understand personal finance concepts and make informed decisions. However:

• We are not licensed financial advisors, investment advisors, or tax professionals
• Our content does not constitute personalized financial advice
• Your financial situation is unique and may require professional guidance
• Past performance and historical examples are not guarantees of future results
• Tax laws and financial regulations vary by jurisdiction and change over time

Before making any financial decisions, we strongly recommend consulting with qualified professionals such as certified financial planners (CFP), certified public accountants (CPA), or licensed attorneys who can provide advice tailored to your specific circumstances.

Investment Risk Disclosure

Investing involves risk, including the potential loss of principal. The value of investments can go down as well as up, and you may receive less than you originally invested.

Any investment information, data, or strategies discussed on this Site:

• Are for illustrative purposes only
• Do not constitute recommendations to buy, sell, or hold any securities
• Should not be relied upon for making investment decisions
• May not be suitable for your specific financial situation or goals

Affiliate Disclosure

Some links on this Site may be affiliate links. This means we may earn a commission if you click on the link and make a purchase. This does not affect the price you pay or our editorial integrity. We only recommend products and services we believe will provide value to our readers.

Affiliate relationships do not influence our content or recommendations. We disclose affiliate relationships within individual articles where applicable.

User Responsibilities

By using this Site, you agree to:

• Use the Site only for lawful purposes
• Not engage in any activity that disrupts or interferes with the Site
• Not attempt to gain unauthorized access to any part of the Site
• Not use automated systems or software to extract data from the Site
• Provide accurate information when subscribing or contacting us
• Respect the intellectual property rights of the Site and its content creators

Newsletter and Communications

By subscribing to our newsletter, you agree to receive periodic emails containing educational content, updates, and promotional materials. You can unsubscribe at any time by clicking the unsubscribe link in any email.

We respect your inbox and aim to send valuable content. We do not sell or share your email address with third parties for their marketing purposes.

Third-Party Links

This Site may contain links to third-party websites or services that are not owned or controlled by Build Better Tomorrow. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Inclusion of any links does not imply endorsement or verification of the linked site's content or accuracy. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by the use of any third-party content, goods, or services.

Accuracy of Information

We strive to provide accurate and up-to-date information. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics on the Site.

Financial laws, regulations, and best practices change over time. While we make efforts to update our content, some information may become outdated. Always verify current information before making financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, Build Better Tomorrow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Site
• Any financial decisions you make based on information from the Site
• Unauthorized access to or alteration of your data
• Actions or omissions of any third party on the Site
• Any other matter relating to the Site

Indemnification

You agree to defend, indemnify, and hold harmless Build Better Tomorrow, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the Site.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of significant changes by posting the updated Terms on this page with a new "Last updated" date.

Your continued use of the Site after any changes to these Terms constitutes acceptance of those changes.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Build Better Tomorrow operates, without regard to its conflict of law provisions.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.

Contact Us

If you have any questions about these Terms of Service, please contact us at:

• Email: legal@buildbettertomorrow.com
• Website: buildbettertomorrow.com/contact